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Holiday Closure Notice: Policaro Acura will be closed on Monday, May 20th, 2024 in observance of Victoria Day.

If you like the idea of having ownership of your vehicle, prefers paying off your loan, and don't like the risk of possible lease end charges, then you should consider finance as an option.

As a finance customer, throughout the term of your finance contract, your payments will consist of part principal and part finance charges. Each payment you make increases the amount of equity you've built up in your vehicle.

End of Your Finance Contract - What’s Next?

After making your payment each month for the duration of the financing contract, the vehicle is all yours. So what comes next? Negotiating a trade-in with your dealer may be a great way to come up with a down payment for your next Acura. You can also sell your vehicle privately or keep driving it for years to come - it's your decision to make. For more information about your options at the end of your finance contract, please contact our Customer Care Group toll free at (866) 899-4440.

The Benefits

Vehicle Ownership

You are the owner of the vehicle; Once all the payments have been made, you own the vehicle.

Open Retail Loans

All retail loans are open and you may pay out the finance contract at any time without prepayment penalties.

Transparent Fees

  • Simple interest method to calculate interest charges
  • PPSA Fee
  • No kilometer charges
  • No wear and tear charges

Things to Consider

Monthly Payments

Monthly loan payments are typically higher than monthly lease payments because you are financing the total cost of your vehicle which includes all applicable sales taxes and purchase price.

Insurance Coverage

You are responsible for insurance coverage. Required coverage typically is detailed in your financing agreement.

Regular Maintenance

You are responsible for maintaining the automobile. A maintenance schedule is outlined in the owner's manual.